FB Bancorp, Inc. /MD/
$16.80
+0.31 (+1.88%) · delayed · Nov 13, 2026
Five-year price
52w $11.96 to $17.65
- Market cap
- $60M
- Enterprise value
- −$39M
- P/E
- —
- EV / EBIT
- —
- FCF yield
- −7.6%
- ROIC
- —
- Debt / equity
- —
- Piotroski F
- 3/9
Value scorecard · FY2024
Does it pass the value tests?
Quality
n/a
- –ROIC > 12% (5y avg)5y avg ROIC n/a
- ○ROE > 15% (5y avg)5y avg ROE -0.6%
- –Stable operating marginsMargin volatility n/a (σ, 5y)
- ○Earnings convert to cashFCF / net income -1255% (5y avg)
- –Growing revenueRevenue CAGR 5y n/a
- –Shrinking share countDiluted shares n/a over 5y
Value
n/a
- –P/E below 15P/E n/a
- –EV/EBIT below 12EV/EBIT n/a
- ○FCF yield above 6%FCF yield -7.6%
- –Price below Graham NumberGraham Number n/a
- ●P/B below 3P/B 0.2
Safety
n/a
- –Debt / equity below 0.5D/E n/a
- ○Debt payable in < 4 yrs of earningsNet debt $-0.1B
- –Interest coverage > 8xCoverage n/ax
- –Current ratio > 1.5Current ratio n/a
- ○Piotroski F-score ≥ 6F-score 3/9
Graham Defensive
n/a
- ○Adequate size (revenue > $2B)Revenue $0.1B
- –Strong condition (current ratio ≥ 2)Current ratio n/a
- –Earnings stability (no loss, 10y)2 years of data
- –Uninterrupted dividendsDividends paid every year on record
- –Earnings growth ≥ 33% (10y, 3y avgs)n/a
- –Moderate P/E (≤ 15 on 3y avg EPS)P/E (3y avg) n/a
- –P/E × P/B ≤ 22.5Product n/a
Valuation lab
What do you have to believe?
A cash-flow valuation isn’t meaningful here: free cash flow is negative or not reported (common for banks, insurers and early-stage companies). Use book value and earnings power instead.
Financial statements
A decade of the record.
USD millions · fiscal years · source: SEC 10-K XBRL
| Line item | FY23 | FY24 |
|---|---|---|
| Revenue | 69 | 66 |
| Gross profit | — | — |
| Operating income | — | — |
| Operating margin | — | — |
| Pre-tax income | 1 | 2 |
| Income tax | 0 | 0 |
| Net income | 1 | (6) |
| EPS (diluted) | — | -1.74 |
| Diluted shares | 0 | 4 |
Who owns it
Superinvestors
Filings wire