HOME BANCSHARES INC
$29.99
−0.01 (−0.03%) · delayed · Nov 13, 2026
Five-year price
52w $25.50 to $31.70
- Market cap
- $6.0B
- Enterprise value
- $5.3B
- P/E
- 12.4×
- 14.1× on 3y avg EPS
- EV / EBIT
- —
- FCF yield
- 6.3%
- ROIC
- —
- Debt / equity
- —
- Piotroski F
- 5/9
Value scorecard · FY2025
Does it pass the value tests?
Quality
33
- –ROIC > 12% (5y avg)5y avg ROIC n/a
- ○ROE > 15% (5y avg)5y avg ROE 10.4%
- –Stable operating marginsMargin volatility n/a (σ, 5y)
- ●Earnings convert to cashFCF / net income 105% (5y avg)
- –Growing revenueRevenue CAGR 5y n/a
- ○Shrinking share countDiluted shares 19.5% over 5y
Value
100
- ●P/E below 15P/E 12.4
- –EV/EBIT below 12EV/EBIT n/a
- ●FCF yield above 6%FCF yield 6.3%
- ●Price below Graham NumberGraham Number $34.24
- ●P/B below 3P/B 1.4
Safety
n/a
- –Debt / equity below 0.5D/E n/a
- ●Debt payable in < 4 yrs of earningsNet debt $-0.7B
- –Interest coverage > 8xCoverage n/ax
- –Current ratio > 1.5Current ratio n/a
- ○Piotroski F-score ≥ 6F-score 5/9
Graham Defensive
100
- –Adequate size (revenue > $2B)Revenue n/a
- –Strong condition (current ratio ≥ 2)Current ratio n/a
- ●Earnings stability (no loss, 10y)10 years of data
- ●Uninterrupted dividendsDividends paid every year on record
- ●Earnings growth ≥ 33% (10y, 3y avgs)EPS growth 64%
- ●Moderate P/E (≤ 15 on 3y avg EPS)P/E (3y avg) 14.1
- ●P/E × P/B ≤ 22.5Product 19.6
Valuation lab
What do you have to believe?
At $29.99, the market is pricing in about 1.0% annual free-cash-flow growth for the next decade (9% discount rate, 2.5% terminal growth).
Starting cash flow
Net debt −$667M · 199M shares
Intrinsic value
$42.31
Price
$29.99
Margin of safety
29%
What the price implies
The market is paying for 1.0% annual cash-flow growth for 10 years at a 9.0% discount rate.
Terminal value share
58% of the value sits beyond year 10.
Financial statements
A decade of the record.
USD millions · fiscal years · source: SEC 10-K XBRL
| Line item | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — | — | — | — |
| Operating margin | — | — | — | — | — | — | — | — | — | — |
| Pre-tax income | 283 | 271 | 396 | 386 | 278 | 417 | 395 | 512 | 522 | 612 |
| Income tax | 106 | 136 | 95 | 96 | 63 | 98 | 89 | 119 | 120 | 136 |
| Net income | 177 | 135 | 300 | 290 | 214 | 319 | 305 | 393 | 402 | 475 |
| EPS (diluted) | 1.26 | 0.89 | 1.73 | 1.73 | 1.30 | 1.94 | 1.57 | 1.94 | 2.01 | 2.41 |
| Diluted shares | 141 | 152 | 174 | 168 | 165 | 165 | 195 | 203 | 200 | 198 |
Who owns it