WOORI FINANCIAL GROUP INC.
$72.13
+2.29 (+3.28%) · delayed · Nov 13, 2026
Five-year price
52w $48.83 to $84.71
- Market cap
- $52.9B
- Enterprise value
- $38.8B
- P/E
- 51.2×
- 51.2× on 3y avg EPS
- EV / EBIT
- —
- FCF yield
- 8.2%
- ROIC
- —
- Debt / equity
- —
- Piotroski F
- —
Value scorecard · FY2010
Does it pass the value tests?
Quality
n/a
- –ROIC > 12% (5y avg)5y avg ROIC n/a
- ○ROE > 15% (5y avg)5y avg ROE 9.2%
- –Stable operating marginsMargin volatility n/a (σ, 5y)
- ●Earnings convert to cashFCF / net income 381% (5y avg)
- –Growing revenueRevenue CAGR 5y n/a
- –Shrinking share countDiluted shares n/a over 5y
Value
25
- ○P/E below 15P/E 51.2
- –EV/EBIT below 12EV/EBIT n/a
- ●FCF yield above 6%FCF yield 8.2%
- ○Price below Graham NumberGraham Number $23.11
- ○P/B below 3P/B 4.3
Safety
n/a
- –Debt / equity below 0.5D/E n/a
- ●Debt payable in < 4 yrs of earningsNet debt $-14.1B
- –Interest coverage > 8xCoverage n/ax
- –Current ratio > 1.5Current ratio n/a
- –Piotroski F-score ≥ 6F-score n/a/9
Graham Defensive
n/a
- –Adequate size (revenue > $2B)Revenue n/a
- –Strong condition (current ratio ≥ 2)Current ratio n/a
- –Earnings stability (no loss, 10y)1 years of data
- –Uninterrupted dividendsDividends paid every year on record
- –Earnings growth ≥ 33% (10y, 3y avgs)EPS growth 0%
- ○Moderate P/E (≤ 15 on 3y avg EPS)P/E (3y avg) 51.2
- ○P/E × P/B ≤ 22.5Product 219.2
Valuation lab
What do you have to believe?
At $72.13, the market is pricing in about −5.1% annual free-cash-flow growth for the next decade (9% discount rate, 2.5% terminal growth).
Starting cash flow
Net debt −$14.1B · 734M shares
Intrinsic value
$140.11
Price
$72.13
Margin of safety
49%
What the price implies
The market is paying for −5.1% annual cash-flow growth for 10 years at a 9.0% discount rate.
Terminal value share
58% of the value sits beyond year 10.
Financial statements
A decade of the record.
USD millions · fiscal years · source: SEC 10-K XBRL
| Line item | FY10 |
|---|---|
| Revenue | — |
| Gross profit | — |
| Operating income | — |
| Operating margin | — |
| Pre-tax income | 1,454 |
| Income tax | 367 |
| Net income | 1,134 |
| EPS (diluted) | 1.41 |
| Diluted shares | 806 |
Who owns it